- 28 Feb 2025
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Digital vs. Electronic Signature
- Updated on 28 Feb 2025
- 3 Minutes to read
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The Difference Between Digital & Electronic Signatures
Electronic Signatures
An electronic signature (or e-signature) is an electronic signing process that functions as a means of accepting an agreement or contract. Electronic signature software can employ a wide variety of standard electronic authentication methods to confirm signatory identities - such as email address, company ID, password protection, and a secure PIN. Proof of signing can be indicated with a secure process that includes an audit trail.
Digital Signatures
Digital Signatures are different from electronic signatures. Digital Signature solutions leverage certificate-based digital identification for validation of document integrity. These certificates are often issued by a certificate authority (or CA) and provide proof of signing with trusted timestamps and through the use of an encryption to bind a digital certificate associated with a signature to the corresponding document. Essentially, digital signature certificates serve to guarantee the document has not been tampered with after the electronic signature has been applied. Contact CobbleStone® to learn more about Digital Signature offerings.
Qualified Signatures
Qualified signatures differ from both Electronic and Digital Signatures. Typical Qualified Signatures offer a higher level of identity review and are not included in IntelliSign or CobbleStone® Electronic Signature offerings. Contact CobbleStone® to learn more about Qualified Signature offerings.
Since the advent of the Electronic Signatures in Global and National Commerce (ESIGN) Act of 2000, both digital and electronic signatures have been considered to be as legally binding as handwritten, "wet" signatures in the United States. Since electronic signature laws vary by country and legal jurisdiction, check with your attorney or corporate legal counsel for any legal advice regarding the use of electronic or digital signatures.
How Different Levels of Signature Processing Can Be Utilized in Contract Insight
Electronic Signatures (LOW) | Digital Signatures (SUBSTANTIAL) | Qualified Electronic Signatures (QES) (HIGH) | |
---|---|---|---|
Definition of signature type: | An electronic signature (or eSignature) is an electronic signing process that accepts an agreement or contract. Electronic signing is a generic function that can be accomplished in various forms. For the European Union’s eIDAS definition see chart below | Digital signature solutions leverage certificate-based digital identification for validation of document integrity. These certificates are often issued by a certificate authority (or CA) and provide proof of signing with trusted time stamps. The use of encryption binds a digital certificate associated with a signature to the corresponding document. For the European Union’s eIDAS definition see chart below. | The QES is the only form of electronic signature that requires a digital identity. Users must identify themselves once for this purpose. The “digital passport” is issued by various service providers and platforms, primarily using video-based identification procedures (video identification procedure). For the European Union’s eIDAS definition see chart below. |
How does Cobblestone offer this type: | IntelliSign or any third party provider that integrates with the system | Has to be Adobe or DocuSign For DocuSign this must be the client's account and it is not integrated with Doc Collab For Adobe this can be the stand alone like DocuSign or the signing engine used within DocCollab For SignNow this must be the client's account and it is not integrated with Doc Collab | Has to be Adobe or DocuSign For DocuSign this must be the client's account and it is not integrated with Doc Collab For Adobe this can be the stand alone like DocuSign or the signing engine used within Doc Collab For SignNow this must be the client's account and it is not integrated with Doc Collab CobbleStone is working on a partnership with eID Easy.com to have this functionality integrated with Doc Collab |
What signature providers offer this type: | Any third party provider that integrates with the system | Some providers of Digital Signatures include: DocuSign, Adobe Sign, SignNow, PandaDoc,ZohoSign, SignEasy and others | Some providers of Qualified Electronic Signatures (QES) digital signatures include: DocuSign, DigiCert QuoVadis, GlobalSign, Signicat, Zoho Sign, Swisscom Trust Services, and D-Trust |
Definitions of the European Union’s eIDAS regulation, which is one of the most stringent regulations in the world, outlines different levels of assurance when utilizing a digital signature: Low: Standard Electronic Signatures use self-enrollment with no identity verification or authentication. (what we have in the chart as Electronic Signatures above) Substantial: Advanced Digital Signature enrollment requires some amount of identity validation such as a one-time password or remote verification with authentication of the identity. (what we have in the chart as Digital Signatures above) High: Qualified digital signature enrollment requires a greater proof of identity verification such as face-to-face, whether in-person or remotely (via video), or an increased amount of biometric match with multifactor authentication. (what we have in the chart as Qualified Digital Signatures above) |
To view CobbleStone®'s Electronic Signatures page, click here.
To view CobbleStone®'s Digital Signatures page, click here.
For further exploration of Digital vs Electronic signatures, click here.
For more information on this topic from Adobe, click here.